Ways To Pay For Electric Wheel Chairs
Electric wheelchairs are a blessing for people who are unable to get around under their own power. New models are being created all the time which are voice activated or utilize other methods of propulsion which offer those with severe disabilities more opportunities for mobility than ever before. Chairs are also being made sturdier, heavier, and have the capability of being adapted for many different uses, such as reclining and standing. Comfort is always an issue for those confined to wheelchairs, and that is something that is also being addressed. The biggest problem with electric wheelchairs is that they are expensive. This article is going to give you some ideas for paying for your chair if you don't have the financial means.
You can expect your insurance to pay anywhere between 50% and 80% of the cost of the chair. Of course, when you purchase a very expensive wheelchair, even a 20% co-pay can be prohibitive. If you're fortunate enough to have supplementary insurance, it's likely that it will pick up what your primary carrier doesn't pay. If you don't have insurances to cover the entire cost of your chair, discuss the problem with various chair distributors to see which company will offer any kind of financial assistance for those who seriously need an electric wheelchair. All insurance companies will require your doctor to complete a form called “A Certificate of Medical Necessity” as well as a prescription and then submit them for consideration before agreeing to pay your claim.
If your insurance refuses to pay the price for the chair you decide on, or will only pay a small percentage of the cost, you can always shop around on the Internet to see if you can find the same chair at a discount price. There is so much competition between online shops, and there isn't nearly as much overhead as regular stores pay, so you will often find the very same merchandise for a much better price by shopping the net.
Another option for finding an electric wheel chair you can afford is to look for a used or refurbished one. Many companies have used models which have been traded in on newer chairs which they fix up and sell for significantly less than new chairs. You can often find a model that is similar to what you're looking for at a price you can afford. If you are a disabled veteran, the Veteran's Administration will be able to help you pay for your chair. The amount they will pay will depend on which group you fall into.
Your medical equipment, such a wheelchair, should never have to cost you out of pocket. The key is to find the government and private agencies that will assist disabled people in securing the equipment that they need. In addition, if your disability is the result of an injury at work, Worker's Compensation is legally obligated to pay the entire bill for you. There are so many ways to get the assistance necessary to pay for electric wheelchairs, which can cost as much as $6000, that there shouldn't be a need for you to worry about how you're going to get the money.
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